AI Disclaimer

Trikle provides artificial intelligence-powered features, including an AI Companion, designed to help users understand, organize, and engage with information relating to their personal finances, savings, budgeting, financial goals, investments, and related topics.

By using Trikle's AI-powered features, you acknowledge and agree to the following.

1. AI-Generated Information

Responses and other content provided by Trikle's AI Companion are generated using artificial intelligence technologies based on the information available to the system and, where applicable, information you provide.

Artificial intelligence is not infallible. AI-generated content may occasionally be inaccurate, incomplete, outdated, inconsistent, or inappropriate for your particular circumstances.

You should therefore use reasonable judgment and independently verify information that is important to a financial or other significant decision.

2. Not Financial or Investment Advice

Unless expressly stated otherwise in relation to a separately regulated service, information provided through Trikle's AI-powered features is provided for general informational, educational, organizational, and personal financial-management purposes only.

AI-generated responses do not constitute, and should not be relied upon as:

• financial advice;
• investment advice or a recommendation to buy, sell, or hold any investment;
• securities or portfolio-management advice;
• legal advice;
• tax advice;
• accounting advice; or
• any other regulated professional advice.

Trikle's AI Companion does not replace advice from a qualified financial adviser, investment professional, lawyer, accountant, tax professional, or other appropriately licensed professional who can consider your individual circumstances.

3. Personalized Information Is Not Necessarily Professional Advice

The AI Companion may use information you provide — including your financial goals, budgets, savings information, transaction information, preferences, or other relevant information — to make its responses more useful and relevant to you.

The fact that a response is personalized does not mean that it constitutes professional financial or investment advice or that Trikle has assessed the response as suitable for your individual financial circumstances.

You remain responsible for determining whether any information or suggested action is appropriate for you.

4. No Guarantee of Financial Outcomes

Trikle does not guarantee that using the AI Companion or following information generated through the Service will:

• increase your savings;
• improve your financial position;
• produce investment returns;
• prevent financial losses;
• achieve a particular financial goal; or
• result in any particular financial outcome.

Financial decisions involve uncertainty, and investment products may involve the risk of partial or total loss.

Past performance, historical information, projections, estimates, or AI-generated observations should not be treated as guarantees of future results.

5. Verify Important Information

You should independently verify important information before relying on an AI-generated response, particularly where the information concerns:

• investment decisions;
• interest rates or returns;
• fees and charges;
• taxes;
• laws or regulations;
• financial-product terms;
• account balances or transactions;
• deadlines;
• market information; or
• other time-sensitive financial information.

Where information displayed by Trikle conflicts with an official statement, account record, financial institution, regulator, product provider, or other authoritative source, you should verify the information with the relevant source before taking action.

6. User Responsibility

You are responsible for the financial decisions you make.

You should consider your own financial circumstances, objectives, risk tolerance, obligations, and other relevant factors before making a significant financial decision.

Where appropriate, you should obtain independent professional advice.

You should not enter into a financial transaction solely because the AI Companion generated or suggested a particular response.

7. Sensitive Information

The AI Companion may process information you voluntarily provide during your interactions, as further described in our Privacy Policy.

You should avoid providing information that is unnecessary for your request, including passwords, authentication credentials, payment-card security codes, or other highly sensitive credentials.

Never provide another person's confidential or personal information unless you are authorized to do so and its disclosure is appropriate and lawful.

8. Availability and Changes

AI-powered functionality may evolve over time.

We may modify, improve, restrict, suspend, or discontinue particular AI features as our Services, technologies, regulatory obligations, and business requirements evolve.

The nature and quality of AI-generated responses may therefore change over time.

9. Limitation

To the fullest extent permitted by applicable law, Trikle does not warrant that AI-generated information will always be accurate, complete, current, error-free, or suitable for a particular purpose.

Nothing in this AI Disclaimer excludes or limits any responsibility or liability that cannot lawfully be excluded or limited under applicable law.

The limitations of liability contained in the Trikle Terms of Use also apply to your use of Trikle's AI-powered features to the extent permitted by law.

10. Relationship With Other Trikle Terms

This AI Disclaimer should be read together with the Trikle Terms of Use and Privacy Policy.

If you use regulated financial functionality made available through Trikle, additional terms, disclosures, eligibility requirements, or conditions imposed by the applicable financial-services provider may also apply.

11. Contact Us

If you have questions about Trikle's AI-powered features or this Disclaimer, contact:

• General Support: support@mytrikle.com
• Compliance: compliance@mytrikle.com

Trikle Technology Ltd